Debt and baby expenses

been away for a bit. i’m 7 months pp now and my husband is still traveling mon-thu, so solo bedtime is still a thing. our expenses have been kinda crazy since the baby arrived.

i’m wondering, does anyone else feel like they’re barely scraping by after having a kid? we’re talking about debt here, not just living paycheck to paycheck. like, we had to take out a loan to cover some of the baby expenses and now we’re struggling to pay it back.

i feel like we’re not alone in this, but it’s hard to talk about. anyone have any tips on how to manage debt with a new baby? or are we just doomed to be broke for the next few years?

childcare costs are brutal

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hmm financial stress is an upstream driver.